Changes to Saint Mary's Credit Card Policy:
Effective January 1, 2012, Saint Mary’s University will no longer be accepting credit card payments for tuition, residence, meal plans and some other fees charged to student accounts.
For complete details, including a Q&A discussion, please visit
http://www.smu.ca/newsreleases/2011/03-07-11-creditcard.html. |
Payment Due Dates
Methods of Payment
Unpaid Accounts
Withdrawal Information
Canada Student Loan Program
Payment Due Dates (2011-2012)
- Winter Term (201220) - Due Friday January 13, 2012
- Tuition, student fees, residence and meal plan fees are due for the Winter Term (201220).
Methods of Payment
- The Interac Online payment option through Self Service Banner
**Preferred Method**
® Trade-mark of Interac Inc. Used under licence.
- The Interac Online payment option is a secure and easy way to pay tuition.
- Payments are posted to your student account immediately.
- Most major banks participate.
- Onling Banking or Telebanking
- Saint Mary's University can be set up as a vendor at most Canadian Banks.
- Your Banner Student ID (A#) is your customer number.
- Please allow 48 hours for your payment to appear on your student account.
- International Payments - Travelex
- If you are an international student who is making a payment from outside of Canada, use our Travelex service to pay in your own currency.
- For additional details or to make a payment, click here.
- Bank Transfer
- Transfer Canadian funds directly to Saint Mary's University via the banking system
- Send to the Royal Bank of Canada, Code 003, Branch (also called "Transit") 03413, account number 03413 000-011-7. Swift Code ROYCCAT2. The address is Royal Bank of Canada, Spring Garden Rd. and Summer St. Branch, 5855 Spring Garden Rd., Halifax, Nova Scotia, Canada, B3H 4S2.
- Include student name and Banner Student ID (A#) on the transfer.
- Cheque or Money Order
- Paying in Person
- If you are paying in person at the Service Centre with cash or debit card you may stand in long lineups if you pay near the deadline. Please also note that all debit cards have daily purchase limits and to ensure beforehand that your limit is high enough to cover your tuition fees.
- Government or Sponsoring Agency (excluding student loan programs)
- Students whose fees are paid by a government or sponsoring agency must present a signed statement, certificate or other supporting documentation to the Service Centre for payment.
- Canada Student Loan
- Register in a full time course load for the duration of your loan.
- Bring student loan document, assessment notice, banking information (void cheque recommended), and social insurance card to the Service Centre for authorization.
- August 15 - September 30 - student loan representative is available at the Service Centre to authorize your loan and send to to the National Student Loan Service Centre in Ontario for processing.
- January - student loan representative is available at the Service Centre to authorize your loan and send to to the National Student Loan Service Centre in Ontario for processing.
- Remainder of year - you will be required to take your student loan to an authorized Canada Post Office for processing.
- The University reserves the right to require full payment of the year's fees at the time of loan signing.
Unpaid Accounts
- Students with an outstanding account balance will be denied certain University privileges such as access to final grades, transcripts and future registration until account balance is paid in full.
- Students that do not have their fees paid by the payment due date each term will have interest charged to their account on a weekly basis at a rate of one percent (1%) per month or part thereof (12.68% per annum).
- Students who have not paid their outstanding account balance by the payment due date may have their registration cancelled for non-payment at the discretion of the Associate Registrar, Service Centre. A student whose registration has been cancelled for non-payment must pay all outstanding tuition and fees and a $50.00 withdrawal fee prior to consideration for reinstatement by the Associate Registrar.
- Payment arrangements for students no longer registered can sometimes be made after receiving authorization from the Service Centre. You will be required to fill out a Promissory Note which can be faxed to (902) 420-5151 or mailed to the Service Centre at:
Service Centre, Enrolment Services
Saint Mary's University
923 Robie Street
Halifax, NS
B3H 3C3
Withdrawal Information
- Students must withdraw from classes online through Self Service Banner.
- Important: Non-attendance at class does not constitute withdrawal. To avoid a financial penalty, you must officially withdraw from classes online through Self Service Banner on or before 11:59PM (AST) on the Payment Due Date for each term.
- For financial withdrawal information after the payment due date, please click here.
Canada Student Loan Program
I have a student loan, when are my fees due?
- Students paying all or part of tuition and fees with a student loan must meet University fee deadlines.
- Loan documents must be signed by the payment due date in order to avoid interest charges.
- It is important to apply to your provincial government for student loan funding as early as possible.
I received a student loan, now what do I do?
- Register in a full time course load for the duration of your loan.
- Bring student loan document, assessment notice, banking information (void cheque recommended), and social insurance card to the Service Centre for authorization.
- August 15 - September 30 - student loan representative is available at the Service Centre to authorize your loan and send to to the National Student Loan Service Centre in Ontario for processing.
- January - student loan representative is available at the Service Centre to authorize your loan and send to to the National Student Loan Service Centre in Ontario for processing.
- Remainder of year - you will be required to take your student loan to an authorized Canada Post Office for processing
I am an out-of-province student, where do I get my loan document?
- Students with student loans outside of Nova Scotia can pick up their loan document in the Service Centre.
- Loan documents are ready for pick up approximately five (5) business days after your issuing province indicates that your loan has been issued and/or you receive your assessment notice.
- Photo ID is required when picking up your loan document from the Service Centre.
How long does it take for my loan money to be received?
- After you have your student loan document authorized by the Service Centre, then signed by a student loan representative or take your loan document to an authorized Canada Post Office, your loan money should be received by Saint Mary's University within two weeks (10 business days).
How much money does Saint Mary's University take from my student loan?
- The University reserves the right to require full payment of the years's tuition and fees at the time of loan signing.
- Students are encouraged to bring their assessment notice to the Service Centre with their loan document to indicate if additional funding will be made available in January.
I have a Nova Scotia loan. When do I receive my provincial loan document?
- When you receive your Canada Student Loan in the fall, you will be asked to fill out a "pre-study report" and a "Master Student Loan Agreement" (including banking information).
- Your loan will be processed electronically. You will not receive a loan document in the mail.
- In mid-December, Saint Mary's University will begin to verify your registration for the duration of your loan. After confirming you are registered full-time, we will sign your loan online for any outstanding tuition and fees. The remaining balance from your loan (if applicable) will be deposited to your bank account.
- Students who are not registered as a full time student at the time we process your loan will experience delays.
My loan is going to be late, what do I do?
- As outlined above, students paying fees with student loans must have their loan document signed before the payment due date to avoid interest charges.
- If you are not able to have your loan document signed by the payment due date, you must inform the Service Centre with an update on your student loan (eg. when it is expected, why it is delayed, etc...)
- Students who do not update the Service Centre on the status of their loan may have their registration cancelled for non-payment at the discretion of the Associate Registrar, Service Centre.
For more information regarding student loans, including US student loans, please visit our Financial Aid and Awards Office website. |